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Cloud9 Payments

Pricing You Can Actually Understand

Transparent pricing with no hidden fees, no long-term contracts, and same-day funding. See exactly what you pay on every transaction.

Our Pricing Philosophy

We believe you should understand every line on your statement. No surprises, no jargon, no games.

National Pricing Explained

Our national pricing program passes through the exact rate set by Visa and Mastercard, plus a small fixed markup. You see every cost, line by line. No bundled rates, no tiered pricing games.

No Hidden Fees

We do not charge PCI compliance fees, statement fees, batch fees, or annual fees. Your monthly statement is clear and readable. What you see is what you pay.

No Long-Term Contracts

We earn your business every month with competitive pricing and excellent service. No multi-year lock-ins, no early termination fees. If we are not delivering value, you are free to leave.

Free Savings Analysis

Send us your most recent processing statement and we will show you exactly how much you can save. Most businesses save $200-400 per month after switching to Cloud9.

Choose Your Program

Every program includes transparent pricing, local support, and same-day or next-day funding.

Surcharge

Pass credit card fees to card users

Add a compliant surcharge to credit card transactions while keeping debit and cash payments at the base price. A straightforward way to offset processing costs without changing your listed prices.

  • Surcharge applied only to credit card transactions
  • Debit and cash transactions at base price
  • Fully compliant with card brand rules
  • Clear disclosure on receipts and signage
  • Works with Clover POS systems
  • Free setup and compliance review

Ideal for

Professional servicesB2B businessesService-based businessesLow debit-card volume merchants
Most Popular

Dual

Eliminate your processing costs

Automatically offer customers two transparent pricing options — cash and card — at checkout. Compliant, clear, and designed to protect your margins while keeping customers happy.

  • Can eliminate processing costs entirely
  • Automatic cash/card pricing at checkout
  • Compliant signage and receipts included
  • No customer confusion — clear and transparent
  • Works with Clover POS systems
  • Free setup and training

Ideal for

RestaurantsRetail storesService businessesHigh-volume merchants

National

Transparent pass-through pricing

See exactly what you pay on every transaction. Interchange fees pass through at cost, plus a small fixed markup. No hidden fees, no surprises, no tiered pricing games.

  • True interchange pass-through
  • No hidden fees or junk charges
  • No long-term contracts
  • Same-day or next-day funding
  • Detailed monthly statements you can actually read
  • Free statement analysis before you switch

Ideal for

Most businessesRestaurantsRetail storesMulti-location merchants

Cloud9 vs. Typical Processor

FeatureCloud9 PaymentsTypical Processor
Pricing modelNational (transparent)Tiered / bundled (opaque)
Hidden feesNonePCI fees, statement fees, batch fees, annual fees
ContractsNo long-term contracts3-year lock-in with early termination fees
SupportLocal same-day (Northeast Ohio)Call center queue
Funding speedSame-day / next-day2-3 business days
Setup & trainingOn-site, white gloveShip equipment, figure it out
Statement clarityPlain-language, line by lineConfusing codes and jargon

Meet the Industry's Fastest Funding

Access your money as fast as the same day, with standard next-day funding options. Stop waiting days for your deposits.

Same Day
Fastest Funding Available
Next Day
Standard Funding Speed
Direct
Deposit to Your Bank

Free Savings Analysis

Upload your most recent processing statement and we will analyze it line by line, identify hidden fees, and show you exactly how much you can save.

Pricing Questions

Our national pricing program passes through the exact interchange rate set by Visa and Mastercard, plus a small fixed markup. This is the most transparent pricing model available — you see exactly what the card networks charge and exactly what we charge. No bundled rates, no hidden tiers.

The easiest way is to send us your most recent processing statement. We provide a free, no-obligation savings analysis that shows your current effective rate, identifies hidden fees, and projects what you would pay with Cloud9. Most businesses save $200-400 per month.

No. We do not lock you into multi-year contracts with early termination fees. We earn your business every month with competitive pricing and excellent service.

We offer same-day funding and standard next-day funding. This is among the fastest in the industry. Your sales deposits hit your bank account quickly so you can manage cash flow with confidence.

Request a Free Savings Analysis

Send us your most recent processing statement and we will show you exactly how much you can save with Cloud9.

Call or Text: 1-855-297-6722